Protection

Personal Income Protection Insurance Options
For Ipswich, Suffolk & Beyond

What would happen to your lifestyle and loved ones if you were to become ill or injured and couldn’t work? How would you continue to put food on the table? Pay your mortgage? Afford school fees and tuition for your children?

Income protection insurance can be the answer to all of these questions and our experts can help you find the coverage you need. We are based in Ipswich and provide servicing to Suffolk and beyond.

Income protection insurance is designed to protect you and your loved ones if you should suffer a serious illness or injury. It’s different from critical illness insurance, which usually pays a lump sum if you are diagnosed with a specific illness. Income protection insurance will continue to pay until you either return to work, retire or pass away, or until the policy ends (whichever is sooner). Plus, the list of conditions covered by income protection insurance is often longer than that which would be covered by a critical illness policy.

Life Insurance

The only certain thing about life is that nothing is certain. No matter how old you are or what your state of health, you want to ensure your loved ones are protected by purchasing life insurance. Houchell Mortgages can help you find the right level of protection at the right price for your needs. Whether you’re a parent with young children or looking forward to retirement, we’ll make sure the people you love are protected.

Types of Life Insurance

There are two types of life insurance options available, depending on your needs and situation. Term Life Insurance covers you for a fixed amount of time. Generally, this type of life insurance is set for the same length of time as your mortgage. Whole life insurance gives you lifelong coverage and your family is guaranteed a payout in the event of your death. Our experts can help you choose which life insurance option is best for you! Though we are based in Ipswich, we assist clients throughout the Suffolk area find the life insurance coverage they need.

Critical Illness Insurance

A critical or serious illness could affect anyone at any time. To make sure that your income, mortgage, and lifestyle are protected, it simply makes sense to take out a critical illness insurance policy. However, it is important to look into the specifics of the policy and compare your family medical history to ensure you have the proper coverage. Most policies consider permanent disabilities as a result of injury or illness, as well. Our experts can help you find the right critical illness insurance policy for your needs, keeping you and the ones you love protected.

Let Us Help You Find the Right
Income Protection Insurance

At Houchell Mortgages, we have access to a wide range of protection insurance policies. Policies differ in terms of what they cover, how long coverage lasts and, of course, their cost. Which policy is right for you depends on a host of factors and trying to sort through all the information on your own can be time-consuming and intimidating.

Let us handle it for you. We can look at the facts and help you understand what each policy covers and how it will or won’t work for your circumstances. We do the research to help you save time and money. We aim to make the process of finding income protection insurance easy.

Give us a call today to learn more about income protection insurance. We’re standing by to help you find the right insurance for your needs and your budget. We are based in Ipswich and provide servicing to Suffolk and beyond.
As with all insurance policies, conditions & exclusions will apply.